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Nesties' Saving Secrets

Saving up for kitchen remodeling, flat-screen TV, or just a rainy day? Read how these Nesties stretch their dollars.

Since quarters and dollar bills never seemed to save up quickly enough, we started a $5 jar. --chicker

Raise deductibles on your homeowners or auto insurance -- that can save you several hundred dollars a year. --sara_c

I turn down the heat to 66 degrees at night. And I keep a rolled-up towel against the bottom of the outside door to keep cold air from coming through the cracks. --jojogal

We buy our red wine at Trader Joe’s. Our favorite right now comes in at $5. It’s called Trellis. --sonrisa

My FI and I got rid of the house phone and depend only on our cell phones. We both have the same company, so we can talk for free, and then we lowered our minutes to the smallest amount possible. --soooexcited26

We buy our drug store stuff at Costco. It’ll seem like a lot at the register, but the unit price is well below other stores (I’ve compared!). This also got me to give up frills like girly shaving cream (I use DH’s now) and printed paper towels. --SunMoon&Stars

I heard the suggestion to call my credit card company and ask for a lower rate. I had thought that would never work, but it really does! I couldn’t believe how easy it was! --flymansWife

I love TreasureTrooper.com. I’ve earned $25 to $100-plus a month doing surveys, cash shopping (you get a percentage of the money you spend at different online stores), and cash offers. --grrlygirl

We’re starting to eat down our pantry supplies, so I have lots of incentive to get creative with my cooking. --lilmufish

Definitely make use of your local library. In addition to checking out books and magazines, our library has a great movie collection -- we get tons of new releases! It saves us a lot and we don’t feel deprived. --FabulousMrs.P

Take advantage of the shopper reward credit cards at your grocery store or drugstore. You get coupons for stuff you actually buy. --Nestkatie

Instead of going out to eat a lot, I have started asking my friends to come over to cook dinner and have game night. It’s always a lot of fun. We play games like Catch Phrase, Cranium, Scene It?, and Taboo. --oct06wedding

-- Janet Siroto

See More: Money , Getting Out of Debt

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Write your own tips and ideas to share with other Nesties.

hunuw
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angelofmusic219
We've started going to the Dollar Theater instead of the regular movie theater. It's a lot cheaper than renting a movie too.

amanda.beth
We sat down with our budget and realized we were WAY overspending on quick trips to Target, Walgreens, etc. $10 here and $15 there can really add up! Also, by sticking to a strict budget, we realized we could just live on my salary and use his to pay off debt and save for a house!

sarahdtobe
We invested in OOMA, a VOIP system. Works like Vonage, but you just pay for the unit with no monthly bill. We tried the no cell phone route, but the reception in our area is not that reliable. We can call family members all over the country with no charge.

cinderellabride81
I sorted out my quarters from the rest of my change and everyday I would stick a few dollars from my tips in there as well. Imagine my surprise when I opened the container at the end of the month and found almost $100.

msjbear
The biggest saver for us: Not eating out. We get smart when we shop, and buy items that can be used multiple times and used in many different kinds of dishes :) We treat ourselves every now and then to something special, but we've found we can cook food that's even better than what we eat out! Also, we got a Netflix account. My husband and I both love movies, and instead of paying $14 each for a night out, we enjoy watching movies instantly online or having them shipped to our place.

Cynthia-Raven
we have increased our recycling... even had my son canvass the nieghbourhood for other peoples recycling, we average 75 dollars a month cash in our pockets..... and a lot less plastic and glass in the dump!

alliecatn1
I've recently read that most grocery stores put each item on sale once about every 12 weeks. When you find something that's on sale, stock up for the next three months and avoid paying normal price each time you go shopping.

lirby711@gmail.com
Check out EZ Meals. You pay $30 for 6 months and each week you get 5 dinner recipes along with a shopping list. You get to pick the store you shop from and they base the meals on what is on sale at that particular store for that week. My mom gave me this as a gift when I got married and I just started using it and love it! You don't have to plan meals every night because they are planned for you and it saves you money on your grocery bill every week!

lirby711@gmail.com
We rent movies at Redbox instead of a movie store and it saves you about $4 a movie (depending on how long you keep the movie). We also have the Dave Ramsey kit and are about to start taking classes.

sheilamaude24@yahoo.com
My husband and I start Dave Ramseys class in September and Im SOOOO excited about it. I also just cancelled my home phone today and saved $300 for the year just by making a phone call.

katiescarlet1220
i've started clipping coupons. they send some of the sunday paper coupons in the tuesday mail so i wait for them and also found the website coupons.com is great. it's free and all you have to do is look, mark the ones you'll use, then on the last page click 'print clipped' and it sends the coupons right to your printer. i then go to the grocery store on double coupon day. save us quite a bit. we go to BJ's to get meat and staple items. the great thing is they take coupons from the paper and websites.

elfsgirl08
We are currently in Dave ramsey's Classes! love them! they are helping us out so much, its changed how we handle our money.

dogmommy4now
CVS has some great deals - as long as you only buy what you need. I just got a $25 giftcard for filling my prenatal vitamins there, and $10 CVS bucks for buying my Aveeno shampoo and conditioner, and lotion at the same time.

keelys521
YES! Dave Ramsey is awesome! He also has a radio talk-show that's fabulous...we've learned a lot listening to him.

jujub0423@yahoo.com
Stock up on your grocery store favorites when they are on sale. Search the ad papers or your grocery store's website for deals that week. I love the Buy One Get One Free deals. You can really save for just a little but of effort.

amandabc28
We rent movies instead of going to the movie. We can watch 6 monvies a month for less than the price of 1 movie ticket.

Jberbie25
Take Dave Ramsey's course!