how to: get out of debt

If you’re ready to get out of debt and boost your fiscal fitness, you’ve come to the right place. Staring at that huge stack of bills, fielding the unpleasant phone calls -- even just knowing you’re in the red can really drag you down. Luckily, we’re here to help you get back up! We have tons of advice for getting out of debt, including credit card debt help and an easy-to-use debt calculator to help you pay off debt. You’ll also find debt advice on how to renegotiate your credit card debt and ways to improve your credit (even before you’re out of debt!). Not sure where to begin? Why not give our 7 simple steps to getting out of debt at try -- they will definitely help you find your financial footing. Tackling your debt as a twosome? We’ve got plenty of debt advice geared toward couples. Learn about financial basics for newlyweds, including how to choose the right bank and when to merge your accounts. Peek into real couples’ budgets and see how they fixed their finances. And if you’re wondering where to find all that extra money to pay off debt -- don’t worry, we’ve got that covered too. We have debt help and cash-saving secrets from financial pros, and the money tips that spending savvy couples must know -- plus saving secrets from fellow Nesties. Finally, check out our tips to help you stay out of debt for good -- set up a household budget, plan your paychecks, and get credit smart.

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Real Couple Money Makeovers

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Money might make the world go ’round, but it’s also the number-one cause of marriage meltdowns -- no matter how much or little you have. Much like fighting over what kind of sofa to buy (the vintage-modern versus the sectional with built-in recliners) or which color to paint the den (robin’s egg blue versus Pittsburgh Steelers yellow), squabbles over how to manage your money as a couple really come down to a matter of style.

But unlike decor trends, there’s no “in” or “out” when it comes to financial points of view. The best way to mesh those money mind-sets is to communicate (that means talk, people), agree on a common goal, and stick to it. To get you thinking about what dinero-related glitches you’d like to square away in your own marriage, we asked three brave Nestie couples to tell us about their own money issues. Carmen Wong Ulrich, anchor of CNBC’s On the Money, acted as financial referee, listened to both sides of the story, and gave these newlyweds savvy advice. Read on to see what tools they’ll use to make over their money may want to steal them for yourself!

Click here to find out how we took these couples to budget rehab.

See More: Budgeting , Money , Real Couples