how to: get out of debt

If you’re ready to get out of debt and boost your fiscal fitness, you’ve come to the right place. Staring at that huge stack of bills, fielding the unpleasant phone calls -- even just knowing you’re in the red can really drag you down. Luckily, we’re here to help you get back up! We have tons of advice for getting out of debt, including credit card debt help and an easy-to-use debt calculator to help you pay off debt. You’ll also find debt advice on how to renegotiate your credit card debt and ways to improve your credit (even before you’re out of debt!). Not sure where to begin? Why not give our 7 simple steps to getting out of debt at try -- they will definitely help you find your financial footing. Tackling your debt as a twosome? We’ve got plenty of debt advice geared toward couples. Learn about financial basics for newlyweds, including how to choose the right bank and when to merge your accounts. Peek into real couples’ budgets and see how they fixed their finances. And if you’re wondering where to find all that extra money to pay off debt -- don’t worry, we’ve got that covered too. We have debt help and cash-saving secrets from financial pros, and the money tips that spending savvy couples must know -- plus saving secrets from fellow Nesties. Finally, check out our tips to help you stay out of debt for good -- set up a household budget, plan your paychecks, and get credit smart.

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Vacation for Free (or Close to It)

Think you need to shell out hundreds (er…thousands) for a cool getaway? Wrong! With these tips and tricks, you’ll be on your way to living the good life for cheaper than you ever imagined.

Airplane in the sky

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Free Transportation

Fly for free. One of our favorite sites,, offers points (“Swag Bucks”) that you can accumulate through surveys, daily polls, offers and more. You then redeem these bucks for prizes from the online “Swag Store.” One of the prizes? Southwest Airlines gift cards. That’s seriously free flying.

Rack up some points. If you do use credit (assuming you don’t suffer from the whole no-willpower thing), sign up for a credit card that rewards you with travel points for purchases. Check out the best options for you at

Get a discount. Not enough time to rack up the points? Look for discounted airline gift cards on sites like to cut down on costs.

Speak up. Lastly, if you feel your experience on a flight you recently took was sub-par, write to the company! Depending on your experience, you may be offered a travel voucher for your next trip.

Photo: Shutterstock / The Nest

See More: Money , Travel for Two