“I honestly always just signed my name to the forms and never really understood the content. I've started making more of a conscious effort to understand what's being written and how it affects me.” -- PMeg819
“I didn't realize the big discount that married guys in their 20s get on car insurance! I didn't think to let the insurance company know right away and missed out on a big cut in my premiums for a couple of months.” -- Mike T.
“I used to be an insurance underwriter, and most of my job was talking to customers who hadn't read their policies and were upset by their coverage. Not knowing that floods weren't covered (until afterward) was a huge one. If you read your policy, you'll have very few surprises.” -- Cammiekins
“Act fast. I lost a diamond earring on a ski trip and waited three months to tell my insurance company about it. Unfortunately, that was too late...and they would have reimbursed me for the cost of a match if I had reported it within two weeks.” -- nycgirl31
“I had a new Jeep Wrangler that was stolen. I had a week’s worth of clothing, a briefcase, Palm Pilot, plus a bunch of shopping items worth about $5K. My car was covered by auto insurance, but everything was covered under my rental insurance. I highly recommend getting it.” -- misskelliecmu
“In some states if you have insurance on your car and you rent a car, your rental is also insured. So forego the expensive insurance that rental car companies push. I rented a car in Texas and it was hit by a rock and the windshield cracked, but my insurance company covered it 100-percent, and I didn't even have to pay a deductible.” -- QT3.14
Get more insurance tips by visiting TheNest.com.
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