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getting insured

Are the two of you covered no matter what? Find the insurance coverage you need and answers to all your insurance questions right here. Let's start with you and your honey: We've got health insurance information to help you choose the right plan and advice on how to get and keep health insurance even if your circumstances change. We've also got the inside scoop on life insurance and disability insurance. Now let's move on to some of the key parts of your life, like where you live. We have home owners insurance advice to help you understand what kind of policy you need, what's covered, and what to do when you need to use it. Besides the house, what about your wheels? You'll find answers to all your auto insurance questions, including how to cut car insurance costs. And let's not forget the little things! Ever thought about insuring your engagement ring? It might not be covered by your renter's or home owner's policy, so you ought to check if you have ring insurance. We've also got general insurance advice that can help with all your coverage, from the eight tips newlyweds need to know to tried and true tricks from real Nesties about insurance. You can also chat with other Nesties to get insurance advice right here. Whether you've got auto insurance questions, need home owners insurance advice, want help with health insurance information, or just want the dirt on insuring your engagement ring, you've hit the right spot.

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Your Top Insurance Tips

Nesties share the lessons they learned about insurance the hard way, so you don't have to. Feel free to take notes.

Photo: Veer / The Nest


“I honestly always just signed my name to the forms and never really understood the content. I've started making more of a conscious effort to understand what's being written and how it affects me.” -- PMeg819

“I didn't realize the big discount that married guys in their 20s get on car insurance! I didn't think to let the insurance company know right away and missed out on a big cut in my premiums for a couple of months.” -- Mike T.

“I used to be an insurance underwriter, and most of my job was talking to customers who hadn't read their policies and were upset by their coverage. Not knowing that floods weren't covered (until afterward) was a huge one. If you read your policy, you'll have very few surprises.” -- Cammiekins

“Act fast. I lost a diamond earring on a ski trip and waited three months to tell my insurance company about it. Unfortunately, that was too late...and they would have reimbursed me for the cost of a match if I had reported it within two weeks.” -- nycgirl31

“I had a new Jeep Wrangler that was stolen. I had a week’s worth of clothing, a briefcase, Palm Pilot, plus a bunch of shopping items worth about $5K. My car was covered by auto insurance, but everything was covered under my rental insurance. I highly recommend getting it.” -- misskelliecmu

“In some states if you have insurance on your car and you rent a car, your rental is also insured. So forego the expensive insurance that rental car companies push. I rented a car in Texas and it was hit by a rock and the windshield cracked, but my insurance company covered it 100-percent, and I didn't even have to pay a deductible.” -- QT3.14

Get more insurance tips by visiting TheNest.com.

-- Judy Koutsky

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