Become our fan on Facebook Follow us on Twitter

how to: invest your money

Saving money and learning about investing is always a smart plan. Even if you’re newly hitched, it’s never too soon to start planning for those golden years. Think about it: Do you imagine yourselves lying on a beach or working behind a desk? If you picked the beach (or travel, or golf, or anything other than the 9-to-5 grind), you’ve come to the right place. We have all kinds of investment advice, including the basics of how to invest wisely and what all those financial terms really mean. Not sure where to begin? Start with our five easy steps to invest your money. We also have investing advice and Q&A on all kinds of financial basics about investing -- learn the difference between a 401(k) and an IRA, how to invest your savings, and your options if you can only invest a small amount. Our basic investing advice will help you get ready. But before you invest your money, you should be sure you’re out of debt: Use our debt calculator to help plan your payments, and follow our simple steps to go from credit card misery to debt free. And if your problem is a lack of cash, we’ve got tips for you, too. Learn the habits of spending-savvy couples, and find easy ways to save more of each month’s paycheck and stick to your budget. Don’t want to go it alone? Check out our local pages to find a financial planner in your area for some in-person investment advice.

More about investing advice Less about investing advice

Hot Topics -- Join the Discussion!

"How do you deal with pushy in-laws."

"Do you have a cleaning schedule?"

"Has marriage changed your relationship?"
Married Life

“What are your financial goals?"
Money Matters

Q.

The Nest Q&A

We're already maxing out a 401(k) and have three-plus months savings in an emergency account—but still have extra money. Where should we invest it?

A.

Wow—nice job! An individual retirement account (IRA) is a solid option because you'll add more padding to your long-term savings while getting a tax deduction. Within an IRA, you can invest in stock and bond index funds, which over time do better than the majority of higher-priced active funds.